Brynne Conroy

Motivation for women in business & on the homefront. Smart money management for success & true wealth. Author of The Feminist Financial Handbook.

Brynne Conroy
Envelope Budgeting in Google Sheets

A Primer on Envelope Budgeting in Google Sheets

Traditionally, the envelope method involves making categories for all your expenses, writing those categories on a bunch of envelopes, then putting a set amount of cash inside each envelope each paycheck. You only spend from those envelopes. When you take money out for expenses, you can see exactly how much is left.

money and wallet

Ran Out Of Money Before Payday? Check Out These Fintech Solutions

Some people use overdraft services in lieu of payday loans. The superiority of one product over another boils down to how much you borrow or overdraft. While payday loans often charge an effective APY of 400%, overdraft fees can reach $35 per charge, sometimes making the effective APY as high as 17,000% on smaller transactions.