Kelley Olinger

Kelley Olinger is a freelance writer, blogger, and Realtor.  Having paid off $77,000 of debt in one year and ten months, Kelley is passionate about helping others craft prosperous lives while mastering their finances. 

Kelley Olinger

5 Keys to Budgeting With Irregular Income

How to budget for irregular income: Big lump sum income, followed by zero income, is familiar to contractors, freelancers and commissioned salespeople. But even those willing to adhere to a budget struggle with managing their irregular income.

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How I Tackled $77,000 of Debt in Only 22 Months

My consumer debt totaled $77,000. Interest alone cost $660 per month. I felt fear, shame, frustration, and exhaustion. But in less than two years, with razor focus (and a budget and second job) I paid my debt in full. My goal wasn’t just debt freedom: it was the vision of an incredible life.