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Home / Zina Kumok

Author: Zina Kumok

Certified Financial Health Counselor, Certified Credit Counselor, and freelance personal finance writer/speaker. I paid off $28,000 of student loans in 3 years. Now, I teach people how to be mindful with their money. ConsciousCoins.com
Surprising Ways Emotions Hurt and Help Financial Decision Making
Money Mindset

Surprising Ways Emotions Hurt and Help Financial Decision Making

Money Mindset
Simple Ways to Keep Your Finances Organized in 2023
Money Management

Simple Ways to Keep Your Finances Organized in 2023

Money Management
Why You Should Track Spending Before Making a Budget
Money Management

Why You Should Track Spending Before Making a Budget

Money Management
5 Ways to Boost Your Financial Confidence
Money Management

5 Ways to Boost Your Financial Confidence

Money Management
How to Track Travel Refunds and Credits with a Spreadsheet
Money Management

How to Track Travel Refunds and Credits with a Spreadsheet

Money Management
What is the Best Credit Card Payoff Strategy?
Debt Payoff Goals

What is the Best Credit Card Payoff Strategy?

Debt Payoff Goals

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