My motto is “embrace the suck.” I’m not crazy. I’m determined. I have one goal and one focus. I can actually visualize a debt free future and feel deep in my bones that sense of freedom it will bring.
Good news: your circumstance and personality don't need dictate your financial success. Wealth isn't a result of dumb luck; it's the result of learning, tracking, and adjusting behaviors.
The average graduate leaves college with over $27,000 in debt. Using a tool to track your spending, earnings, assets, and liabilities can help you pay off your student loans more quickly.
While using credit cards isn't the best idea if you don't have your spending tuned in, if you have control of your spending your credit cards can work for you. Peter shares which credit cards he keeps in his wallet.