Surprising insights about why our brains work against us when it comes to understanding and paying off credit cards and other debt. Based on an overview of the latest behavioral psychology and brain research.
My consumer debt totaled $77,000. Interest alone cost $660 per month. I felt fear, shame, frustration, and exhaustion. But in less than two years, with razor focus (and a budget and second job) I paid my debt in full. My goal wasn’t just debt freedom: it was the vision of an incredible life.