Debt Payoff

Tips, resources, and recommended strategies for paying off debt. Featuring free debt snowball spreadsheet templates, calculators, and tools.

This Is Your Brain on Debt

human head and brain science model

Surprising insights about why our brains work against us when it comes to understanding and paying off credit cards and other debt. Based on an overview of the latest behavioral psychology and brain research.

How I Tackled $77,000 of Debt in Only 22 Months

My consumer debt totaled $77,000. Interest alone cost $660 per month. I felt fear, shame, frustration, and exhaustion. But in less than two years, with razor focus (and a budget and second job) I paid my debt in full. My goal wasn’t just debt freedom: it was the vision of an incredible life.