Debt Payoff

Tips, resources, and recommended strategies for paying off debt. Featuring free debt snowball spreadsheet templates, calculators, and tools.

How I Tackled $77,000 of Debt in Only 22 Months

My consumer debt totaled $77,000. Interest alone cost $660 per month. I felt fear, shame, frustration, and exhaustion. But in less than two years, with razor focus (and a budget and second job) I paid my debt in full. My goal wasn’t just debt freedom: it was the vision of an incredible life.

What They Don’t Tell You About Debt

My motto is “embrace the suck.” I’m not crazy. I’m determined. I have one goal and one focus. I can actually visualize a debt free future and feel deep in my bones that sense of freedom it will bring.