Money in Excel is a strong start for Microsoft, but it currently falls far behind Tiller Money on features, flexibility, and supported financial sources.
Personal Finance Resources
Top recommended personal finance resources, tips, tools, and strategies for optimizing your financial life. Emphasis on managing your money with spreadsheets.
Some people use overdraft services in lieu of payday loans. The superiority of one product over another boils down to how much you borrow or overdraft. While payday loans often charge an effective APY of 400%, overdraft fees can reach $35 per charge, sometimes making the effective APY as high as 17,000% on smaller transactions.