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Debt Snowball Spreadsheet and Payoff Planner

Track and achieve your debt payoff goals with the flexible Debt Payoff Planner spreadsheet. Use snowball, avalanche, or whatever payoff strategy works best for you.

About the Debt Payoff Template for Google Sheets

Track and achieve your debt payoff goals with the flexible Debt Payoff Planner spreadsheet. Use snowball, avalanche, or whatever payoff strategy works best for you.

Use a variety of payoff prioritization methods to build your debt payoff plan including:

  • Debt snowball
  • Avalanche
  • Custom method, ranking your debts in the order in which you’d like pay them off

Overview

Once you’ve entered your debts, set your monthly payment amount, and selected a payoff method, the template will project a debt freedom date and display a recommended monthly payment distribution. You will be able to fine-tune your plan based on your budget.

Documentation and Support

This free template has documentation and installation tips in this thread in the Tiller Community.

Installation

Install this template and dozens of other personal finance templates with the free Tiller Community Solutions add-on for Google Sheets.

  • This Google Sheets debt template is free, but it’s designed for spreadsheets powered by Tiller
  • Sign up for Tiller free
  • Launch your Foundation Template
  • Install the Tiller Community Solutions add-on and install your debt snowball spreadsheet

FAQ

This is a free template built by a member of the Tiller Community. While it’s free for anyone to use, it’s designed for spreadsheets automated by Tiller. Additionally, it’s recommended for use within the Foundation Template.

Tiller is the only automated personal finance service for Google Sheets and Microsoft Excel. Tiller automatically imports your daily spending, income, and balances in your spreadsheets, so you can see all your finances in one place and manage your money, your way. Learn more →

Unless otherwise noted above, this free template is installed with the Tiller Community Solutions add-on for Google Sheets. It's an easy way to browse and install dozens of free, prebuilt sheets for tracking budgets, debt payoff goals, net worth, savings, and more, all from the Google Sheets sidebar.

This template for Excel works best when installed in Tiller’s Foundation Template.

Visit the Tiller Community with any questions about this template.

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