Available Spending Money Tracker for Google Sheets

The Spending Money report for Google Sheets simplifies budgeting and helps you understand exactly how much discretionary money you have to spend each month.

Spending Money Report Google Sheets

What is the Spending Money Sheet?

The Spending Money sheet aims to simplify budgeting. It helps you understand exactly how much discretionary money you have to spend without dipping into funds for fixed or obligatory expenses like rent and utilities.

You only add in the things you know you’ll have to pay for or want to have a cap on to make sure the money is set aside and available for those items.

Many folks who used the Level Money app will find this budgeting style familiar. We like it because it puts less pressure on new (or seasoned) budgeters to set and rigidly stick to a target.

Obligatory money is set aside, and there’s flexibility throughout the month about where the rest of your money goes.

Estimated Cash Flow

The sheet calculates your estimated cash flow (income – expenses) based on your estimated values. Keep in mind the cash flow estimate doesn’t factor in your actual spending so this is also an indication of how much money you’ll have leftover to spend based on your estimated income and fixed/tracked expenses.

Discretionary Spending

This is the total amount of spending for categories that do not have estimates in the Spending Money sheet based on actuals from your Transactions sheet. If this value is less than your estimated cash flow amount above it, you’re doing great. To stay on track and within your estimates, make sure this value is always lower than the estimated cash flow.

Uncategorized Transactions

This is the sum of the amounts for transactions that are not categories on your Transactions sheet.

Estimated available spending money

You can use the dropdown menu to change the time interval to give you a daily, weekly, or monthly estimate of your available spending money for the current calendar month.

Discuss this template in the Tiller Money Community

FAQ – Tiller Money Labs Tempates

  • How do I get this template?

    The best way to use a Tiller Money Labs template is with a Google Sheet powered by Tiller Money Feeds.

    All Tiller Money Labs templates and tools are installed into Google Sheets via the free Tiller Labs Add-on for Google Sheets.

  • How much does this template cost?

    All Tiller Money Labs templates and tools are free. However, they are optimized for use in Google Sheets powered by Tiller Money Feeds.

  • What is Tiller Money Labs?

    Tiller Money Labs builds templates, tools, and workflows for spreadsheets powered by Tiller Money Feeds. About Tiller Money Labs

  • How do I get help with a Tiller Money Labs template?

    Need help with a Tiller Labs project, or want to know more about how it works? Visit the Tiller Labs category of the Tiller Money Community, where you can get help from the Tiller team and spreadsheet enthusiasts around the world.

  • What do I get with a Tiller Money subscription?

    Only Tiller Money automatically updates spreadsheets with your daily finances so you can easily track everything in one place with the greatest flexibility and control.

    You can try Tiller Money completely free for 30 days. Every Tiller Money subscription includes:

  • Works with AutoCat

    This template is compatible with AutoCat for Google Sheets, which can automatically categorize transactions for you. Learn about AutoCat →

     

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