Here is a curated selection of helpful spreadsheet templates from the Tiller Community to help you create your 2023 personal budget plan.
Even if you don’t think you’ll stick to your budget, making one will help you better understand your money. You’ll know what you can afford to spend, save, and invest.
As always, we recommend a few steps before committing to a budget:
Track your expenses daily or weekly for at least one month so you have a sense of your real cash flow and actual expenses.
Choose your budget categories with intention (
tips for choosing categories). Consider your
2023 financial goals and how your budget will help you reach them. Start with your Foundation Template
Tiller Foundation Template for Excel
Unified Transactions Sheet
The spreadsheets below were created to extend Tiller’s
Foundation Template, which already includes sheets for tracking expenses, net worth, and monthly and yearly budgets.
Read: How to Get Your Foundation Template
Ready for the New Year
Out of the box, the Foundation Template can help you analyze past trends and plan your financial future.
But, of course, part of the fun of managing your money with a spreadsheet is manipulating your data and viewing it from several perspectives.
Foundation Template Essentials
Savings Budget Spreadsheet, which replicates an envelope budget, and the Savings Goals and Debt Payoff Spreadsheet (both for Google Sheets) are popular extensions for the core Foundation Template:
Build your new budget based on your previous data
Create a projection of your future finances
Plan your tax payments
Accelerate your debt payoff goals
How to Install Tiller Community Templates
For Google Sheets – Google Sheets templates can easily be installed in your Foundation Template or other Google spreadsheets with the free Tiller Community Solutions add-on. Read more about the add-on here.
For Microsoft Excel – The Tiller Community is rapidly building new templates for Excel. However, there are currently fewer Tiller-compatible templates for Excel vs Google Sheets. Excel templates are downloaded and then manually installed in your workbook. Our team is improving this workflow in the year ahead.