The Tiller Weekly Reading List curates the most compelling links and quotes we’ve seen in the past seven days about personal finance, investing and managing money. Knowing what just happened is the best way to know happens next.

How to Merge Your Finances Without Getting Divorced

One of our favorite writers published a fantastic article this week about the often-complicated money mergers couples make when they get married.

As she notes, “when money moves from “mine” to “ours,” things can get tense.”

“Merging your money with another person isn’t just a financial move, it’s also an emotional one. It can be a trigger for potential issues with trust, communication, and validation — in short, all the ingredients you need for a healthy relationship. But there are a few steps you can take to protect your relationship in the process.” –   on Medium

Nine Views of the Stock Market Sell-Off Currently Underway


  • So far in October, the S&P is down 4.4%, the Dow is down 3.3%, and the Nasdaq is down 7.5%. – Morning Brew
  • Alphabet and Amazon are now in what’s known as a “correction,” a drop of more than 10 percent from a recent peak. – ABC News
  • Falling stocks are partly a sign of a robust economy, as rising interest rates make bonds a more attractive investment as they’re paying higher interest.
  • But investors “are contending with multiple concerns, including rising borrowing costs that could dampen economic growth and growing tensions between Beijing and Washington.” – New York Times
  • Plus, interest-driven stock sell-offs tend to be driven by herd mentality. – Bloomberg
  • Maybe the past 10 years made it look too easy to make money in stocks. Here’s how to prepare for worse times. –
  • But the New York Times asks “Is this the time to do something urgent with your investments?”-  Probably not.
  • A more technical view: “How to Think About the Market Sell-Off” – Bloomberg
  • Does the stock market dive mean a US recession is coming? – Quartz

Don’t Miss

The New Yorker Radio Hour podcast just ran a gripping two-part story about “a successful businessman who lost his fortune in what seems to have been a scam; years later, his daughter goes to confront the man behind the scheme.”

It’s a powerful example of how even accomplished, experienced, and highly intelligent people can make devastating financial moves that seem obvious in retrospect.

Listen to Part One here. Listen to Part Two here.

Quick Picks

  • Will Black Friday go the way of VCRs? Year-round deep discounts negate the need to make US retail employees work on a holiday. –
  • Where do you store your emergency fund? –
  • Why is a CVS receipt 4 feet long when it’s just for cough drops?  –  Vox
  • Accounting, Tax Preparation, Bookkeeping, and Financial Planning lead the list of the “Most Profitable Small Businesses” to start this year – The Balance
  • Some Advice for When You’re Losing Motivation for Your Financial Plans Simple Dollar
  • Love and Money: What happens to student loan debt when you get married? – Mic

FIRE, Faith, and Expectations

We’ve written a lot about FIRE recently (here and here, for example.) But a lovely post by Jillian Johnsrud of caught our attention. It doesn’t just apply to FIRE, it applies to living a values-driven life in general.

“I think our lives should be driven by our purpose. Our values and gifts should get center stage. Not social consumerism. You might have to make some counter-cultural choices to get there. You might have to try things that might fail. There will be risk. Someone will be confused along the way.” – You Can Have FIRE and Faith, Jillian Johnsrud

Write A Comment