To help you plan your holiday gift giving (and save you money), Tiller created a simple and free Gift Tracker Spreadsheet. Download it here.
Overall the snowball method is recommended as real-world data suggests people pay off debt faster with this strategy.
Want to achieve financial fitness? It's an admirable goal, and when you show up at the starting line you're already well on your way. Read more for insights on how to stay motivated during your financial fitness marathon.