The Best Holiday Gift Is a Blessing to Stay Out of Debt
A public spending pact is the most effective way to avoid stressful holiday debt. And it has one of the greatest returns of all gifts you can give.
A public spending pact is the most effective way to avoid stressful holiday debt. And it has one of the greatest returns of all gifts you can give.
Here’s a free holiday gift tracker spreadsheet from Tiller Community Solutions to help you plan your giving, keep organized, and save you money.
By demonstrating gratitude and encouraging the happiness of another person, you’re likely to feel the warm and fuzzies, too.
The key to sticking to your budget this season is shopping mindfully instead of succumbing to the frenzy.