Cumulatively the team at Tiller reads, discusses, and shares hundreds of articles about personal finance, fintech, and spreadsheets each week.

Round-Up brings some of our favorites together in one place so you can see what we’re following and head into a rabbit hole of your own

🏆 Financial Goals

A suggestion for a New Year resolution that will actually improve your life from @melissakirsch: “Don’t spend any money in January unless it’s on food. You can buy groceries. You can go out to eat a few times. But just don’t buy anything else.” via Lifehacker

“It’s not like there’s something magical about Dec. 31,” explained Charles Duhigg, author of “The Power of Habit.” “What is magical is our mind’s capacity to create new narratives for ourselves, and to look for events as an opportunity to change the narrative.” via New York Times

If getting better at money is one of your resolutions for next year, go about it a little differently by setting reasonable, specific goals. 4 Ways to Be Better at Money in 2019via New York Times

💵 Personal Finance

Three, six, and even nine month’s worth of expenses are all reasonable amounts to have saved for an emergency, but it very much depends on what your finances look like. Decide How Big Your Emergency Fund Should Be With the 3-6-9 Guideline, via Lifehacker 

Why everyone should have a high-yield savings account via Quartz

Also: Paying down debt vs. building your emergency fund, money, explained in plain English via CNBC 

A new stock market and investing poll from Axios and Survey Monkey finds majorities across the board say a recession is likely in 2019 via Survey Monkey

“Compounding is not intuitive, so it’s systematically overlooked and underappreciated” – fantastic post The Freakishly Strong Base by Morgan Housel for Collaborative Fund

💰 Side Income

A growing number of self-proclaimed experts promise they can teach anyone how to make a passive income selling cheap Chinese goods in the internet’s largest store. Not everyone’s getting rich quick. How to Lose Tens of Thousands of Dollars on Amazon, via the Atlantic

📊 Spreadsheets

560 – The number of albums mentioned on Rob Mitchum’s album-of-the-year mega-spreadsheet, and what it tells us about music trends in 2018. One music list to rule them all via The Outline

📖 Misc

“You don’t have to be an ‘artist’ to draw your problems. And you don’t have to even draw a picture — writing words down on a blank piece of paper can help. Just put pen to paper.” Anyone working through a complicated or vexing problem would benefit from Katie McCurdy’s latest post Draw Your Problem. via Medium

View story at Medium.com

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