Debt Payoff Planner for Google Sheets and Excel

Tiller’s Debt Payoff Planner for Google Sheets and Excel automatically tracks your credit card balances and loans in one dashboard, with tools for making a custom payoff strategy.
Tiller Debt Payoff and Snowball Planner

The new Debt Payoff Planner makes tracking debt simple. It shows:

  • Current balances on all credit cards and loans 
  • Interest rates for each liability based on your input
  • Minimum monthly payments based on your input
  • Progress toward your debt payoff goals
  • Estimated monthly interest totals  
  • Projected debt payoff date (based on your inputs)
  • Total interest paid over the lifetime of the debt
  • Recommended payments to reach your desired payoff date

Customize Your Debt Payoff Strategy

The Debt Payoff Planner can model the debt snowball method, avalanche, or a custom ranking payoff strategy for up to 25 accounts for up to 30 years. 

See how different payoff amounts and other variables impact your debt freedom date. Experiment with variables including monthly payment amounts and time to debt payoff.

Then make a custom debt payoff plan based on your actual balances and real-world numbers.

Budgeting for Debt Payoff

It’s recommended to make a quick budget before making a debt payoff plan. A budget can also help you find expenses to cut, giving you more to put towards debt. 

Combining the Debt Payoff Planner with the budgeting tools in the Tiller Foundation Template will give you a master plan for transforming your financial life. 

Foundation Template
Tiller Foundation Template

However, a budget isn’t required to use the Debt Planner template. In fact, you don’t even need to categorize transactions to use the Debt Planner spreadsheet.

Requirements and Installation 

The Debt Payoff Planner is included with a Tiller subscription.

If you don’t have a Tiller subscription, you can try the Debt Planner completely free for 30 days.

If you cancel your trial, you keep the template along with any other templates and data you’ve installed. Your card isn’t charged until the end of your trial, and you can easily cancel anytime.


Install the Debt Payoff Planner using the Templates feature in the Tiller Money Feeds add-on for Google Sheets, or Tiller Money Feeds add-in for Excel.

Google Sheets
Click the “Templates” option in the main sidebar and click “Install”

Microsoft Excel
Click Tools at the top of the Tiller Money Feeds sidebar then Manage Templates and click “Install”

Questions and Feedback

Share your questions and feedback about the Debt Payoff Planner here in the Tiller Community.

Start Your Free Trial

"There isn’t another tool on the market that does what Tiller can do.”
Will Hinton, Google Review October 30, 2023