50/30/20 Budget For Google Sheets

Use this simple, free 50/30/20 budget template for Google Sheets to quickly see what you can afford to spend and save.

About the 50/30/20 Budget For Google Sheets

This is a simple template for Google Sheets based on the 50/30/20 budget to help you quickly see what you can afford to spend and save in the months ahead.

This tool provides a simple overview of your numbers: guidelines for what you should safely spend, how long it could take you to eliminate debt, what you should have in emergency savings, and your financial net worth.

The 50/30/20 budget and the simple rules-of-thumb in the Financial Snapshot won’t work for everyone. In the real world, you have to juggle and prioritize wants and needs. So you might decide to save a more but also carry debt a bit longer. Or you might decide it’s worth it to spend more than 50% on living expenses.

Hopefully, the snapshot provides a view of what’s possible.

The spreadsheet calculator was inspired by the idea that the rules of personal finance can fit on the back of an index card. It was also inspired by the One Page Financial Plan from Carl Richards.


This is a free template built by a member of the Tiller Community. While it’s free for anyone to use, it’s designed for spreadsheets automated by Tiller. Additionally, it’s recommended for use within the Foundation Template.

Tiller is the only automated personal finance service for Google Sheets and Microsoft Excel. Tiller automatically imports your daily spending, income, and balances in your spreadsheets, so you can see all your finances in one place and manage your money, your way. Learn more →

Follow the installation instructions above.

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